https://www.spring-im.com/knowledgehub daily 0.75 2025-09-23 https://www.spring-im.com/knowledgehub/interestrates-2dy7c monthly 0.5 2025-09-23 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/0c46fe6d-ef32-4083-aa3e-f8226d9cb1e8/Wheres+the+beef.png Knowledge Hub - Where’s the Beef? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44-fn645-pe7gp-39ggh-wpm6x-ckpz3-kayke-r4tre-82cp5-lbyyr-34kmh-ey7pm-4p39x monthly 0.5 2025-09-09 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/034ac4f0-1618-407c-a72d-c927c579ab26/1.png Knowledge Hub - September Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/7850b51a-e5e1-438b-b96f-612602f018ff/3.png Knowledge Hub - September Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/4eb0c56f-d1cb-4d0b-ab38-9eb6af504d03/2.png Knowledge Hub - September Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1a862e7d-e20a-4855-ab96-40e9d2835ff9/Page+4.png Knowledge Hub - September Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/interestrates monthly 0.5 2025-09-23 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/701645cb-1067-4f3b-b3dc-96dae22e619a/When+cash+Isnt+King+.png Knowledge Hub - When Cash Isn’t King - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44-fn645-pe7gp-39ggh-wpm6x-ckpz3-kayke-r4tre-82cp5-lbyyr-34kmh-ey7pm monthly 0.5 2025-09-09 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/b05cf0e4-3bfd-40ef-8df2-855804ad4200/Page+1.png Knowledge Hub - June Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/715c2c0c-d174-49ff-8fb7-e58428fb93d9/Page+3.png Knowledge Hub - June Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/4e954b1b-f03f-4b97-b21e-8ae10bf799d0/Page+2.png Knowledge Hub - June Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1a862e7d-e20a-4855-ab96-40e9d2835ff9/Page+4.png Knowledge Hub - June Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/coffee-a8bs4 monthly 0.5 2025-09-03 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/a55cc6e0-633e-42b9-97fd-8624eba3bb49/When+are+sanctions+not+sanctions+.png Knowledge Hub - When are sanctions not sanctions? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/coffee monthly 0.5 2025-06-05 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/021174e2-0bfb-419b-9e6d-741e9a04be2d/Coffee+Graph+.png Knowledge Hub - How Much? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44-fn645-pe7gp-39ggh-wpm6x-ckpz3-kayke-r4tre-82cp5-lbyyr-34kmh monthly 0.5 2025-06-11 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/20e7cba7-1bd3-4cac-b066-74b0c9f861c7/Pg1.png Knowledge Hub - May Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/31fc2e91-b638-4d23-806f-df8044ff088b/pg3.png Knowledge Hub - May Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/ed943e15-aee6-46c8-8ca0-53aef314dd8b/pg2.png Knowledge Hub - May Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/a48e7221-ed6d-46d4-bf00-92ccf2421b44/pg4.png Knowledge Hub - May Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/us-job-markets-z2mb7-dngdf-kkdkc-zd93x monthly 0.5 2025-05-19 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/ecd0a816-b44f-4e36-b90c-e96ef2b48aba/De-Dollarisation+Graph+.png Knowledge Hub - De-Dollarisation - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44-fn645-pe7gp-39ggh-wpm6x-ckpz3-kayke-r4tre-82cp5-lbyyr monthly 0.5 2025-05-12 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/a591c868-384f-42cf-9eb1-61673aae8bbf/1.png Knowledge Hub - February Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/d02c9fd4-8e46-4fc0-b334-6696b65461be/3.png Knowledge Hub - February Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/7751243a-0095-438d-8630-97801ad37eba/2.png Knowledge Hub - February Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/e92a9e7c-97be-409e-9da3-111ad97b4351/4.png Knowledge Hub - February Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/us-job-markets-z2mb7-dngdf-kkdkc monthly 0.5 2025-05-07 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/f78e4e87-eb0e-4656-b238-4313e6dc3da6/Drill+Baby+Drill.png Knowledge Hub - Drill, Baby, Drill - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44-fn645-pe7gp-39ggh-wpm6x-ckpz3-kayke-r4tre-82cp5 monthly 0.5 2025-02-10 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8b93384d-50a7-4118-874d-179281f3de14/1.png Knowledge Hub - January Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8b62f845-bd3b-4156-afb5-fbe16b0e9cf4/3.png Knowledge Hub - January Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/e52137c6-b71e-4e4b-b37a-6b439e554950/2.png Knowledge Hub - January Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/20bb6406-34f5-4bb6-a741-0ab74d6b99d7/4.png Knowledge Hub - January Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44-fn645-pe7gp-39ggh-wpm6x-ckpz3-kayke-r4tre monthly 0.5 2025-01-14 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/e8610775-6861-4c95-826e-74c08154762a/1.png Knowledge Hub - December Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/5ef0cc99-6a55-4206-95e2-3a2d3d4e3ce2/3.png Knowledge Hub - December Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/30a15a96-bfb9-4d68-ae37-a10fa8bc0e3c/2.png Knowledge Hub - December Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/22e533f3-59cd-4d97-88e7-0bf82404277e/4.png Knowledge Hub - December Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44-fn645-pe7gp-39ggh-wpm6x-ckpz3-kayke monthly 0.5 2024-12-09 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/a62c15bd-8ea9-4a75-bf20-24aeccf695c7/N1.png Knowledge Hub - November Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/159392d1-f2b4-4421-97ba-27c700b23b49/N3.png Knowledge Hub - November Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/4383493b-192b-4ede-91c2-6109985de36b/N2.png Knowledge Hub - November Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8d378e29-bad3-4175-87c3-cf94d5e1c219/N4+.png Knowledge Hub - November Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/us-job-markets-z2mb7-dngdf monthly 0.5 2025-01-23 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/e54ef1c5-43c0-4808-b952-999e8f7b837d/Graph+UK+Budget+.png Knowledge Hub - UK Budget - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44-fn645-pe7gp-39ggh-wpm6x-ckpz3 monthly 0.5 2024-11-13 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1dc1a233-9c04-413e-91b4-07d6ca82fa2c/Page+1.png Knowledge Hub - October Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/9c8b095b-6b6e-4d69-b0bb-dcdd09d9a368/Page+3.png Knowledge Hub - October Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/2bdaf51b-09ae-4bc0-8d46-b1f1f37b1687/Page+2.png Knowledge Hub - October Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/cf06ec68-8285-4398-833b-af12850cd08b/Page+4.png Knowledge Hub - October Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/us-job-markets-z2mb7 monthly 0.5 2024-10-23 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/7c9a0389-fa4c-4e16-be4c-ee5d356194aa/Indian+Summer+.png Knowledge Hub - An Indian Summer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44-fn645-pe7gp-39ggh-wpm6x monthly 0.5 2024-10-15 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8b444a67-57bd-43a9-921f-9f1df372e2b3/1.png Knowledge Hub - September Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/09fc6f68-6960-4876-a902-b86e56328c18/3.png Knowledge Hub - September Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/b31e9d31-4434-4808-9964-fa17599455eb/2.png Knowledge Hub - September Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8ff5edfe-a606-4ad4-8e92-182ae0cf6267/Page+4.png Knowledge Hub - September Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/us-job-markets monthly 0.5 2024-10-15 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/3d61bf39-2b32-49c7-b341-66287ea382c0/Graph+.png Knowledge Hub - US Job Markets - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44-fn645-pe7gp-39ggh monthly 0.5 2024-09-17 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/7324bd76-cda9-4f08-8e2a-5871222706da/Page+1.png Knowledge Hub - August Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/eca38482-6d9a-4e78-b9a9-c41246e862bf/Page+3.png Knowledge Hub - August Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/edadab88-5814-4fc9-9c17-60b7369fba49/Page+2.png Knowledge Hub - August Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8ff5edfe-a606-4ad4-8e92-182ae0cf6267/Page+4.png Knowledge Hub - August Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/uk-equities-tlkx9-t9xb6 monthly 0.5 2024-09-17 https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44-fn645-pe7gp monthly 0.5 2024-08-12 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/3a04c08f-0cb7-42aa-8e4c-a8f35a1c89a5/Page+1.png Knowledge Hub - July Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/9e9226bc-2371-458e-9a46-5d9ae39e030b/Page+3.png Knowledge Hub - July Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/2fde8997-1038-46a0-b7cb-7de5a563c1cc/Page+2.png Knowledge Hub - July Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/ee9bda14-6b45-46ee-a6bb-2f2de52ffe6f/Page+4.png Knowledge Hub - July Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/uk-equities-tlkx9 monthly 0.5 2024-08-08 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/2fd08a42-3d61-4d28-b68c-ef6a0cfcd2f9/CHART+A+-+UK+Elections+.png Knowledge Hub - UK Elections - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/7f8b9ac2-8225-4741-ab4e-f27d6695dc33/CHART+b+-+UK+Elections+.png Knowledge Hub - UK Elections - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/a2b7742a-323b-4113-a350-1480c6632306/CHART+C+-+Uk+Elections+.png Knowledge Hub - UK Elections - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44-fn645 monthly 0.5 2024-07-05 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/dcfc41a2-2d99-4092-b667-5648dd74e1c7/Page+1.png Knowledge Hub - June Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/41d9f902-a054-4609-aac4-3b196f9afd24/page+3.png Knowledge Hub - June Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/ac5386b7-678d-4d7a-a73d-f3223c07bac0/Page+2.png Knowledge Hub - June Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/dbf1cb85-2187-4f97-9b75-8b769b395afc/page+4.png Knowledge Hub - June Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/uk-equities monthly 0.5 2024-06-28 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/3782caa0-eed5-46ae-bb3a-686572bf207b/UK+Equities.png Knowledge Hub - A Tale of Two ‘Cities’ - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr-8xc44 monthly 0.5 2024-07-05 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/528bb79b-1e09-491d-b12c-7e9b0e78bf2d/1.png Knowledge Hub - May Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/e182621a-7909-40f2-947b-d9df200aaaf9/3.png Knowledge Hub - May Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/4a643ced-26cf-48ee-b36c-4c63e5b2b779/2.png Knowledge Hub - May Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/528088c0-bfc3-4cd0-95f1-a4293d835831/4.png Knowledge Hub - May Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/w8a64ke9s77yhbr monthly 0.5 2024-05-13 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/ee74f282-4e76-489d-be27-60b494297a43/Screenshot+1.png Knowledge Hub - April Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/02be4376-88f1-4b22-95a2-3e610d8fa1cc/Screenshot+2.png Knowledge Hub - April Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/413c9217-663a-475f-b68c-0c81da36c3fb/Screenshot+3.png Knowledge Hub - April Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/b47499d4-1be2-4ae9-821a-24d326940bb4/Screenshot+4.png Knowledge Hub - April Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/ai-and-your-money-how-tech-is-changing-the-game-for-investors-ml37s-mk424 monthly 0.5 2024-06-28 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8efc8d4b-9bfc-4191-943f-967b461cbea1/Screenshot+2024-03-28+110804.png Knowledge Hub - Follow the Easter Bunny not Buffet? (Copy) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/ai-and-your-money-how-tech-is-changing-the-game-for-investors-y5kb5 monthly 0.5 2024-04-11 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/e135299d-cd60-4a2b-9c45-413a33f892fb/Simon+.png Knowledge Hub - Podcast - The Future of Investment Management - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5-3m5kb-3cxyd-dlyjz-jncnf-ydmab-scwsk-dcd9g-56ra6-kp684-433bt-lnt3x-nke3a monthly 0.5 2024-04-10 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/fea14129-b6d3-47f7-986b-b73e1ef8b501/Image+1.png Knowledge Hub - March Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/0237576c-910d-4047-adb6-352e6ea56c1e/Image+2.png Knowledge Hub - March Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/5860938c-7f2e-4997-afe7-751deb1ffec7/Image+3+.png Knowledge Hub - March Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/678ca941-75a0-4741-8d08-9bb538de6292/Image+4.png Knowledge Hub - March Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/ai-and-your-money-how-tech-is-changing-the-game-for-investors monthly 0.5 2024-08-07 https://www.spring-im.com/knowledgehub/decemberrally-p44nb-mjtmf-9we9h-28xtg-xcjpc-7989k-6njbf-z7hct-lz3fy-alppb-f3ldd monthly 0.5 2024-03-01 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/bd45fa48-54c6-4d06-91e9-ab6cb453570e/Nvidia+.png Knowledge Hub - Nvidia - The AI Elephant In The Room - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/decemberrally-p44nb-mjtmf-9we9h-28xtg-xcjpc-7989k-6njbf-z7hct-lz3fy-alppb monthly 0.5 2024-02-29 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/cd108d6e-2c7c-4985-85ec-bce20ec9271d/Hard+Times.png Knowledge Hub - Hard Times? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/a-quick-guide-to-consolidating-your-pensions monthly 0.5 2024-08-07 https://www.spring-im.com/knowledgehub/decemberrally-p44nb-mjtmf-9we9h-28xtg-xcjpc-7989k-6njbf-z7hct-lz3fy monthly 0.5 2024-02-21 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/29090f34-a1f1-4b90-9660-df6bc0718b1b/Screenshot+2024-02-14+092244.png Knowledge Hub - Tight but Loose - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5-3m5kb-3cxyd-dlyjz-jncnf-ydmab-scwsk-dcd9g-56ra6-kp684-433bt-lnt3x monthly 0.5 2024-03-12 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/a3eb34b1-bf3f-4589-8fb8-470dc0505a5a/Pic+1.jpg Knowledge Hub - February Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/fc036194-b30a-4df0-b99c-33548254d1d7/Picture2.jpg Knowledge Hub - February Commentary https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/0e33f68e-3b16-4b06-9b09-b28f2196bc4d/Picture3.png Knowledge Hub - February Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/9fb75efb-9136-433f-b9b8-e147811b3036/Picture4.png Knowledge Hub - February Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/decemberrally-p44nb-mjtmf-9we9h-28xtg-xcjpc-7989k-6njbf-z7hct monthly 0.5 2024-02-14 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/74460f9f-3d05-4118-b434-bf7ac90442ed/Swings+and+Roundabouts+.png Knowledge Hub - Swings and Roundabouts - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5-3m5kb-3cxyd-dlyjz-jncnf-ydmab-scwsk-dcd9g-56ra6-kp684-433bt monthly 0.5 2024-01-22 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/804a0f87-6ba9-4610-bc90-e9c594b3712a/1.png Knowledge Hub - January Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/aa957354-86e3-4f92-be72-688e5109ffb8/2.png Knowledge Hub - January Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/9d051e82-94cf-4f88-80e9-3007d8ddf485/3.png Knowledge Hub - January Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/417c52eb-cf26-4c94-ba4f-802a0e3926cd/4.png Knowledge Hub - January Commentary - Key Points • Moderating inflation, driven by recent falls in goods prices, boosted the markets’ belief that rates have peaked in this cycle. Sentiment was also boosted by the more ‘dovish’ stance from Federal Reserve chairman, Jerome Powell, at his December press conference. • Interest rates fell across maturities, benefitting the prices of longer dated debt more so than shorter bonds, and supporting optimism within credit, especially high yield, with credit spreads tightening sharply. • European rates fell more than its US counterparts, UK debt though, led the way. 10-year gilt yields eased 64 basis points, while Italian and Spanish 10-year yields were around 0.5% lower. US 10-year Treasury yields declined a more modest 0.45%. • Japanese and Swiss 10-year yields fell least among major bond markets, down 0.06% to 0.09%, while Australia and Brazil saw declines of 0.53% and 0.57% respectively. https://www.spring-im.com/knowledgehub/decemberrally-p44nb-mjtmf-9we9h-28xtg-xcjpc-7989k-6njbf monthly 0.5 2024-01-24 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/aee17c3c-577f-4003-bd8a-3890c3e7ada7/Steady+as+She+Goes+.png Knowledge Hub - Steady as She Goes - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/decemberrally-p44nb-mjtmf-9we9h-28xtg-xcjpc-7989k monthly 0.5 2024-01-15 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/a2933e15-503f-4028-9140-98e9460c236c/December+Rally+image+.png Knowledge Hub - Some Holiday Cheer? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/spring-excels-at-wealthbriefing-channel-islands-awards monthly 0.5 2023-12-28 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5-3m5kb-3cxyd-dlyjz-jncnf-ydmab-scwsk-dcd9g-56ra6-kp684 monthly 0.5 2024-01-22 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/99393a48-059a-4012-bf27-14baa611a72c/Data+.jpg Knowledge Hub - November Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/6b0c9951-6014-49cf-a141-89479482e49d/Table+.jpg Knowledge Hub - November Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/4697cb11-f6fb-4174-a24d-8c7e73a754ed/Currencies+.jpg Knowledge Hub - November Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/ed95f66c-bfee-47fa-8547-949536dc7c12/Chart+.jpg Knowledge Hub - November Commentary - Key Points • Short-dated bonds again proved the best place to be invested as longer dated bond markets struggled in the wake of rising US yields. • Inflation-linked gilts struggled as 20 and 30-year UK yields moved above 5% intra-month, despite CPI plateauing and core CPI readings falling to 6.1% year-on-year. • Broad credit markets fell for the month as yields rose and spreads widened but with differing returns among maturity profiles. Sterling short-dated credit gained compared to negative returns for broader investment grade and high yield markets. • Conventional gilts were down, albeit less so than corporate, high yield and global government (GBP hedged). • European bonds outperformed other developed bond markets, with German, Spanish and Italian 10- year bond yields all falling slightly over the month. https://www.spring-im.com/knowledgehub/petrolpricesdrivegilts-p44nb-mjtmf-9we9h-28xtg-xcjpc monthly 0.5 2023-12-19 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/e6c2cad2-15a2-4d14-ab26-d4ee9cd95133/Chart+A.png Knowledge Hub - Balanced Funds - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/6294513d-edf4-4622-a600-fa5710cf7f1a/Chart+B+.png Knowledge Hub - Balanced Funds - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/becc88b1-1957-408e-962a-602cbdbcc026/Chart+C+.png Knowledge Hub - Balanced Funds - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/6c5f9494-348b-4430-be36-50860bd21370/Chart+D+.png Knowledge Hub - Balanced Funds - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/spring-im-weshop-partnership monthly 0.5 2023-11-03 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/0ef407dc-25bd-4686-9248-010598e8ca9f/Untitled+design+%285%29.png Knowledge Hub - Leading digital investment management company, Spring IM, is partnering with WeShop https://www.spring-im.com/knowledgehub/petrolpricesdrivegilts-p44nb-mjtmf-9we9h-28xtg monthly 0.5 2023-11-03 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/e7542156-2440-4339-99c0-08314f3c0444/Graph.png Knowledge Hub - If You Build It, They Will Come - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5-3m5kb-3cxyd-dlyjz-jncnf-ydmab-scwsk-dcd9g-56ra6 monthly 0.5 2023-11-10 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/3d46ab47-6c36-44e1-a59d-52cd943d1037/Image+1.png Knowledge Hub - October Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/4c33c63a-c45a-4a72-af55-238840642bb6/Table+.png Knowledge Hub - October Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/660ba07d-de24-49fb-a543-fd3d5ccb12b5/Curencyies+.png Knowledge Hub - October Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/4caf6ddb-8f2d-4e2a-85cf-aee1c14fcaa9/Graph.png Knowledge Hub - October Commentary - Key Points • With duration heavy selections declining, Short-dated bonds again proved the best place to be invested in the sector on balance. • In the UK, Inflation Linked Gilts struggled as long dated interest rates moved higher and inflation softened on the most recent print. • Credit (hedged) was weaker for the first time in a while, with the Barclays Global Aggregate High Yield (GBP hedged) lower on the month, if slightly less so than longer maturity global corporate and global government bond benchmarks. • In reaction to the UK inflation prints surprising to the downside, conventional gilts outperformed peer government bond markets for the first time in a while. • Italian Government Bonds bore the brunt of selling in Europe, with 10-year yields rising more than 0.66% month-on-month. 10-year US Treasury yields rose only marginally less, up 0.46%. https://www.spring-im.com/knowledgehub/petrolpricesdrivegilts-p44nb-mjtmf-9we9h monthly 0.5 2023-10-17 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/9be92547-1add-40e1-8c8b-4436f468bea0/Chart+A+.png Knowledge Hub - Remaining Invested - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/a0ac4b7b-52b8-4a1a-a416-74e3fe3c304b/Chart+B+.png Knowledge Hub - Remaining Invested - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/6ca6ba83-823d-4dc1-8831-b53096c46060/Chart+C+.png Knowledge Hub - Remaining Invested - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/85804d38-ffad-4a05-92bf-8aa1dbd34c68/Chart+D.png Knowledge Hub - Remaining Invested - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8a5a7285-afa9-475c-83de-8824e0ee6aef/Chart+E+.png Knowledge Hub - Remaining Invested - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/petrolpricesdrivegilts-p44nb-mjtmf monthly 0.5 2023-10-11 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/e6acba6f-b1f9-4d02-a67f-c486891ffaf5/A+Sterling+Performance+Thumbnail.png Knowledge Hub - A Sterling Performance? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/petrolpricesdrivegilts-p44nb monthly 0.5 2023-10-04 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/c54bd20b-15f3-4d99-8a75-170d2407dc0c/Graph+Mexico.png Knowledge Hub - The Golden Eagle and The Rabbit - A Fable? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/petrolpricesdrivegilts-e7eaa monthly 0.5 2023-09-27 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/54e673d3-98e9-4748-9fac-121cd6c84ad9/US+Rates+-+Time+to+Declare+Victory.jpg Knowledge Hub - US Rates - Time to Declare Victory? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/petrolpricesdrivegilts monthly 0.5 2023-09-25 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/4605988a-4990-45fd-9264-4b12a6ff9edd/Petrol+chart.png Knowledge Hub - Will Petrol Prices Drive the Gilt Market - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5-3m5kb-3cxyd-dlyjz-jncnf-ydmab-scwsk-dcd9g monthly 0.5 2023-10-12 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8165239e-0cae-497b-bf32-0e5ba65a42f7/1.jpg Knowledge Hub - September Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/c9f1c0e4-c7ca-4954-8b97-c55ccc9f2f5f/Table+.jpg Knowledge Hub - September Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/205e4fdc-4153-4599-87bb-9fc608817d27/2.jpg Knowledge Hub - September Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/e1e68efb-4f09-414f-9b78-3bb52bcafb7c/3.jpg Knowledge Hub - September Commentary - Key Points • Slower progress on inflation and hawkish Bank of England comments saw UK short duration gilt yields move higher. • In the US, it was yet another month where underlying inflation data suggested progress was being made. But stronger macro data meant markets continued to price in ‘stronger for longer’ interest rate expectations. • The Barclays Global Aggregate Index, a measure of investment grade debt performance, was negative in aggregate terms. High yield and corporate debt held up better than government bonds. • The US ‘yield curve inversion’, which is often perceived as a predictor of recessionary periods, remained deeply inverted, but less than it was at the start of the month. • The big move last month was the large hike in Japanese Government bonds yields. August saw further moves higher and yields remain the highest since 2014. https://www.spring-im.com/knowledgehub/commodities-tgldw monthly 0.5 2023-09-18 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/a4ade148-1f2d-48ae-958a-423ef2eeb978/China+Chart+A.jpg Knowledge Hub - China - the 21st Century Poster Child of Growth - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/fce3678f-7172-4511-93b5-caf754fe99cf/China+Chart+B.jpg Knowledge Hub - China - the 21st Century Poster Child of Growth - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8b6924b9-1516-41eb-acdb-61d3c76077df/China+Chart+C.jpg Knowledge Hub - China - the 21st Century Poster Child of Growth - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/bf8d8bab-1ec8-4dd2-ab7e-4e7fba9626b1/China+Chart+D.jpg Knowledge Hub - China - the 21st Century Poster Child of Growth - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/j2tnh7d5fbdtb5t monthly 0.5 2023-09-11 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/ab3d1435-23e4-4778-adee-77987fb44089/Germany+-+%27Sick+Man%27+of+Europe+.jpg Knowledge Hub - Germany - ‘Sick Man’ of Europe? https://www.spring-im.com/knowledgehub/compounding-the-most-powerful-force-in-the-universe monthly 0.5 2024-09-04 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/a537e321-d797-4428-80ba-b8ab000c30a7/COMPOUNDING%2B.jpg Knowledge Hub - Compounding – “The most powerful force in the universe.” - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/crafting-a-pension-scheme-aligned-with-employees-needs monthly 0.5 2023-09-14 https://www.spring-im.com/knowledgehub/commodities monthly 0.5 2023-09-12 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/423b7e34-09cf-4ef9-a18c-739da361986f/Chart+A+.jpg Knowledge Hub - Commodities - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/4a01be86-5d31-4972-9ca9-dd36098b611b/Chart+B+.jpg Knowledge Hub - Commodities - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8147df2e-7279-447a-b2e6-59e044e5dbec/Chart+C+.jpg Knowledge Hub - Commodities - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/6b3c1b4d-2deb-4852-879a-d8040fa2187f/Chart+D+.jpg Knowledge Hub - Commodities - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/702a314e-ce00-41de-9ae0-74f035dbf2a7/Chart+E+.jpg Knowledge Hub - Commodities - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/42d6b92c-de46-4115-935d-1075188fae38/Chart+F+.jpg Knowledge Hub - Commodities - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/d2262ad2-40b9-4641-b046-0afda64469e8/Chart+G+.jpg Knowledge Hub - Commodities - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5-3m5kb-3cxyd-dlyjz-jncnf-ydmab-scwsk monthly 0.5 2023-08-09 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/bb4c7606-8357-44bf-852b-5d323180d9b7/Screenshot+2023-08-09+143729.png Knowledge Hub - August Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8e3201f3-770b-49fe-8f21-40ffc35ff712/table+for+MC+%28template%29.png Knowledge Hub - August Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/efdbc825-f087-4df7-9932-910c45c6f3fb/Screenshot+2023-08-09+144755.png Knowledge Hub - August Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/7b592985-d925-41e6-a835-06f236d1a262/Photo+4+.jpg Knowledge Hub - August Commentary - Key Points • The first positive inflation surprise in a long time allowed for a rally in short-dated UK Gilts. UK 2yr gilt yields fell from 5.26% to 4.98%. This is still significantly higher than the 3.71% yield at the start of 2023. • In the US, it was another month where inflation data was better than expected. But stronger macro data meant markets began to price in ‘stronger for longer’ interest rate expectations. US 2yr yields barely changed over the month. • Better macro data meant that Corporate, and especially High Yield, outperformed Government bonds. • The US ‘yield curve inversion’, which is often perceived as a predictor of recessionary periods, remained deeply inverted, but less than at the start of the month. • The big move was in Japanese Government Bonds, where changes in yield management policy saw 10yr yields jump from 0.40% to 0.61%, the highest level since 2014. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9-axrzy-3hbs8-mecff-jf2a8-9x8d7-5ly4b-pps89-b27cz-ghhf6-e4wdh-b8s8t-4dzlk monthly 0.5 2023-08-01 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/324c93e7-32e7-4c75-8893-df41c2cdaf9e/Gilts+-+Time+to+Stick+a+Toe+in+the+Water+Image+.jpg Knowledge Hub - Gilts - Time to Stick a Toe in the Water? https://www.spring-im.com/knowledgehub/financial-personality monthly 0.5 2023-07-31 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/f4293d50-28ff-43bb-82c5-11952e20ad0d/Copy+of+Spring+Personality+-+Website+Images+%28987+%C3%97+80px%29+%28987+%C3%97+1481px%29+%281%29.png Knowledge Hub - Unlocking Your Financial Style: Explore Your Money Personality and Find a Portfolio to match  - Meet the Saver, the champion of stretching every penny. They're all about playing the long game, happy to wait it out for their wealth to grow steadily over time. They're not big on risk and prefer to keep their hard-earned cash safe with low-risk strategies. The Saver is a pro at balancing their portfolio, spreading their investments for stability and consistent returns. Plus, they're super savvy with their research and budgeting, making sure they're always making informed decisions. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/fa4a638a-6fdb-4135-b817-856301bebab2/3.png Knowledge Hub - Unlocking Your Financial Style: Explore Your Money Personality and Find a Portfolio to match  - Say hello to the Spender, the life-of-the-party of money personalities. They're all about living life in the fast lane, splurging on the latest trends and thrilling experiences. They're bold, they're confident, and they're not afraid to dive into exciting investment opportunities that match their adventurous spirit. The Spender loves to invest in cutting-edge industries and disruptive tech, using their creative mindset to spot unique opportunities. Plus, they're super adaptable, rolling with the market's ups and downs and tweaking their investment strategy to keep up with the latest trends. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/3e0a5053-1df1-43a7-8267-e65800afed4f/5.png Knowledge Hub - Unlocking Your Financial Style: Explore Your Money Personality and Find a Portfolio to match  - The Investor, the marathon runner of money personalities. They're all about the power of compound interest and building a prosperous financial future. They're in it for the long haul, trusting in the market's potential and patiently nurturing their investments. The Investor stays cool as a cucumber during market ups and downs, tweaking their strategy to keep their financial journey on track. They're big on diversification, spreading their investments across different asset classes to keep things balanced. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9-axrzy-3hbs8-mecff-jf2a8-9x8d7-5ly4b-pps89-b27cz-ghhf6-e4wdh-b8s8t monthly 0.5 2023-08-01 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/51bee33a-73b7-4d22-8da8-c2bad1b3ef01/Oil+-+Back+in+Black+Pic.jpg Knowledge Hub - Oil - Back in Black https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5-3m5kb-3cxyd-dlyjz-jncnf-ydmab monthly 0.5 2023-08-09 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/f4d1ae69-e8db-47c7-a3ff-8bec666bacd0/Photo+1.jpg Knowledge Hub - July Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/2070d813-a8a6-4769-a50c-15efcf609fd7/Photo+2.jpg Knowledge Hub - July Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/6ee2acb6-7d70-4074-9e16-fb0dec874299/Photo+3+.jpg Knowledge Hub - July Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/7b592985-d925-41e6-a835-06f236d1a262/Photo+4+.jpg Knowledge Hub - July Commentary - Key Points • High Yield had a good month, boosted by a better economic outlook. Defaults have been rising, but the market took comfort in improved US economic data and US CPI declining to 4%, pointing to a potential economic soft landing. • Inflation Linked Gilts performed well despite sticky UK inflation and a more aggressive central bank. Year-on-Year inflation is expected to soften imminently, as higher energy costs in 2022 begin to drop out of the data in the coming months. • Short-dated gilts bore the brunt of the more aggressive tightening approach from the BoE. 2-year gilts currently yield 5.3%, while for 6 months an investor can now achieve 5.7%. • Short to medium dated US Treasuries continue to feel much of the pain, with 2-year yields rising around 40 basis points for the month, while 3-month and 30-year treasuries were little changed. • Japanese bonds are little changed on the year, which, from a performance perspective, is great news. However, from a yield perspective, 20-year JGB’s offer less than 1% (unhedged). https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9-axrzy-3hbs8-mecff-jf2a8-9x8d7-5ly4b-pps89-b27cz-ghhf6-e4wdh monthly 0.5 2023-07-25 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/069bb54c-1c61-4161-8f8c-4a52de91a7cc/Bg+in+Japan+-+Photo+.jpg Knowledge Hub - Big in Japan https://www.spring-im.com/knowledgehub/grow-your-kids-wealth-invest-with-spring-32tb7 monthly 0.5 2023-07-19 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/9eb05f3e-6370-4034-b4f0-892488b712b5/Chart+A+.jpg Knowledge Hub - The Bank of England’s Mulligans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/b45d746d-35ad-43d2-891f-f09714a27704/Bunker.png Knowledge Hub - The Bank of England’s Mulligans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1f87b94f-b5e6-4610-953a-170d0d7b5d3f/Chart+B.jpg Knowledge Hub - The Bank of England’s Mulligans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/bc2c2442-1695-4960-b493-ed083bf3608e/Chart+C+.jpg Knowledge Hub - The Bank of England’s Mulligans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/462a5478-7259-49fc-811f-fd5241ebade6/Chart+D+and+E.jpg Knowledge Hub - The Bank of England’s Mulligans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9-axrzy-3hbs8-mecff-jf2a8-9x8d7-5ly4b-pps89-b27cz-ghhf6 monthly 0.5 2023-07-11 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/41f7b78f-251d-4b09-b9d7-8009b99a9a50/China+Crisis+-+Picture.jpg Knowledge Hub - China Crisis? https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9-axrzy-3hbs8-mecff-jf2a8-9x8d7-5ly4b-pps89-b27cz monthly 0.5 2023-07-04 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/14642ab8-76e6-4188-b64f-a80f4d4ad6e0/Are+you+a+bull+or+a+bear+-+image.jpg Knowledge Hub - Are You a Bull or a Bear? https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9-axrzy-3hbs8-mecff-jf2a8-9x8d7-5ly4b-pps89-k82ez monthly 0.5 2023-07-03 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/13a5eac8-b4e1-4513-8b74-766185dfef32/A+Solid+Foundation+to+Housing+-+Picture.jpg Knowledge Hub - A Solid Foundation to Housing https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9-axrzy-3hbs8-mecff-jf2a8-9x8d7-5ly4b-pps89 monthly 0.5 2023-06-27 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/af8e6294-f7a6-4478-b5a4-f90cbbed1e50/A+Greek+Odyssey+-+picture.jpg Knowledge Hub - A Greek Odyssey https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5-3m5kb-3cxyd-dlyjz-jncnf monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/7c407991-4a22-4e48-818b-24cbfed79cb8/Screenshot+2023-06-12+165127.jpg Knowledge Hub - June Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/d3245792-4670-4ad4-b67d-44ac35103886/June+Table.jpg Knowledge Hub - June Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/7027bf39-ad91-4cdb-8338-31b8f3d499da/June+Coins.jpg Knowledge Hub - June Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/97ff8436-c41a-4a11-b023-47e795d81e0d/June+Graph.jpg Knowledge Hub - June Commentary - Key Points • A very unpleasant print for UK Core CPI at 6.8% was the catalyst for a sell-off in Gilts. Expectations for further rate rises sent UK 1yr Gilt yields up from 4.3% to 4.7%. • In the US, it was a tale of rate cuts postponed. For stronger jobs data and stickier inflation means that the expectation of rate cuts for later this year has begun to melt away. • The UK 10 year yield (0.46%) and US 10 year yield (0.22%) rose. • The US 'yield curve inversion', which is often perceived as a predictor of recessionary periods, deepened again during the month • Short duration continued to outperform long duration. Fixed income volatility throughout most of May was consistent with the elevated levels witnessed in recent years. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9-axrzy-3hbs8-mecff-jf2a8-9x8d7-5ly4b monthly 0.5 2023-06-19 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/ea53559a-27e5-40c6-bb56-c6cabdb8185a/Decontructing+Image.jpg Knowledge Hub - Deconstructing a Narrow Market https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9-axrzy-3hbs8-mecff-jf2a8-9x8d7 monthly 0.5 2023-06-05 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/0d28084b-cbff-4a23-af0c-ced0d68fcb09/1.jpg Knowledge Hub - Don’t Let Inflation Impact Your Wealth https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5-3m5kb-3cxyd-dlyjz monthly 0.5 2023-06-12 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1bca087f-1b9d-4e9e-9cc5-607695c1f934/May+in+a+Snapshot+2.jpg Knowledge Hub - May Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/2c1e8ac8-c569-40ed-9e4b-fb1aa077c4be/Table+for+MC+May.jpg Knowledge Hub - May Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/65910e6b-c8b2-4416-bef2-0468b15e8a35/May+Currencies+.jpg Knowledge Hub - May Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/2031010b-96d3-4611-ad03-4a7d86d626d1/May+Graph+.jpg Knowledge Hub - May Commentary - Key Points •With the exception of the US, government bonds had a negative month due to accommodative action from policy makers, as well as banking sector concerns, as yields edged higher following their decline in March. • The UK (23 basis points) and France (10 basis points) saw the greatest rise in their 10-year yields, as elevated inflation readings and central bank guidance pushed yields higher. • In the US, where underlying inflation is slowing at a more meaningful pace and the economy is showing signs of an economic slowdown, yields declined. • Japan saw 10-year yields edge marginally higher, but little movement expected on nearer dated borrowing rates, while the Eurozone saw the most disparity, where Germany, Italy and France yields rose, while in Greece yields declined. • In the global corporate bond space, high yield bonds declined ahead of investment grade selections, as rising yields, in tandem with fears of an economic slowdown, permeated. https://www.spring-im.com/knowledgehub/grow-your-kids-wealth-invest-with-spring monthly 0.5 2023-07-06 https://www.spring-im.com/knowledgehub/spring-clean-finances-2023 monthly 0.5 2023-05-11 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9-axrzy-3hbs8-mecff-jf2a8 monthly 0.5 2023-05-16 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/e4754c8b-1dfb-495d-8906-553afb77df63/Banking+in+Crisis+-+2008.jpg Knowledge Hub - Banking in Crisis - A repeat of 2008? https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5-3m5kb-3cxyd monthly 0.5 2023-05-11 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/7c9898fa-46a5-4228-8812-df8e7954e6e1/APRIL+in+a+Snapshot+%283%29.jpg Knowledge Hub - April Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1223f997-ca23-40cc-a2a1-9af5c2ce07c6/APRIL+in+a+Snapshot+%285%29.jpg Knowledge Hub - April Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/ec479b2e-694f-430f-8c9d-9d9532104690/APRIL+in+a+Snapshot+%284%29.jpg Knowledge Hub - April Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/0752c36f-0629-4d7d-ac9e-3ca8f1ceac77/APRIL+in+a+Snapshot+%282%29.jpg Knowledge Hub - April Commentary - Key Points • Government bonds had a positive month, as yields declined due to banking sector unease and accommodative action from policy makers. This was in the face of inflation remaining stubbornly high across developed markets, especially within the eurozone and the UK. • The largest proportionate declines in yields were seen in Japan, Germany and the US. • Forward looking inflation expectations also declined, as 10-year breakeven rates fell 10 and 19 bps in the US and Germany. In the UK, however, 10-year break-evens marginally rose during the month. • Yield declines varied across the curve, despite policy rates being hiked – 25 bps in the US and UK, 50 bps in the eurozone – to combat inflation. Future expectations have now softened, with the market pricing cuts in the fourth quarter • In the global corporate space, high yield bonds expectedly declined as credit spreads spiked and growth expectations soured, whilst investment grade issues rallied as falling yields outweighed the effect of rising credit spreads. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9-axrzy-3hbs8-mecff monthly 0.5 2023-04-20 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/eec59db4-ef27-4e60-b43f-d90dfbb1171b/The+currency+effect.jpg Knowledge Hub - The currency effect - boosting FTSE100 performance https://www.spring-im.com/knowledgehub/our-top-5-investment-tips-for-better-financial-planning monthly 0.5 2023-03-21 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/f6dbf30d-785a-4d46-80e6-3be1918a47e1/Picture+1.png Knowledge Hub - Our Top 5 Investment Tips for Better Financial Planning  - Make it stand out Performance of MSCI World (Bloomberg) https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5-3m5kb monthly 0.5 2023-04-14 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/14d4ddd9-3be3-4c9a-9aca-3c98c0a4bb17/MARCH+in+a+Snapshot.jpg Knowledge Hub - March Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/aa94a9b1-1d3f-43b0-a4f2-60b4adf69146/MARCH+in+a+Snapshot+%281%29.jpg Knowledge Hub - March Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/83f669f4-3950-4400-b663-9ae065378700/MARCH+in+a+Snapshot+%282%29.jpg Knowledge Hub - March Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/ec414dc7-a245-45fe-96d1-7d822ab704e0/MARCH+in+a+Snapshot+%283%29.jpg Knowledge Hub - March Commentary - Key Points • Global bonds performed negatively through the month as yields pushed higher following multiple central bank policy rate rises and resilient inflationary datapoints. The market is beginning to sober up to the idea of higher rates for longer than previously envisioned . • The UK witnessed yields on the 10-year move 50 basis-points, close to levels seen at the end of December, while the US charted a similar course, albeit to a less severe extent, seeing 10-year yields shift 41 basis-points. • In Europe, bond markets also reversed as borrowing rates were lifted another 50 basis points, with guidance for similar moves at upcoming meetings. The greatest movers were in France and Germany, which rose off a lower base than their southern European counterparts. • The exception in February was Japan, where yields moved lower, albeit marginally, on concerns surrounding the direction of monetary policy under the new Bank of Japan governor, Kazuo Ueda. • In the global corporate bond sphere, spreads widened on both investment grade and high yield issues as the market digested weakening growth conditions and the consequences of rising borrowing rates. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9-axrzy-3hbs8 monthly 0.5 2023-03-08 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/ae6d134d-528a-4da2-ae68-acbd31155705/What%27s+under+the+bonnet.jpg Knowledge Hub - What’s under the bonnet? https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh-wxkf5 monthly 0.5 2023-03-03 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/b36ea88f-26c7-48b5-a09d-54222df34035/FEB+in+a+Snapshot+%281%29.jpg Knowledge Hub - February Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/5cf82a25-2e4c-4d9c-ac9a-8673589f4898/Table.jpg Knowledge Hub - February Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/18165c74-f214-403c-9e67-9da58ffbce64/Cur.jpg Knowledge Hub - February Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/c69bd48a-3d20-4b1f-9a2d-a7991a014349/bar.jpg Knowledge Hub - February Commentary - Key Points • Global bonds broadly gained as yields declined following slowing inflationary data and lowering expectations from markets surrounding further future rate increases. The exception being Japan, where government bonds posted negative performance as yields moved higher . • The UK was the best performing developed government bond market in January. Yields on 10-year bonds have fallen 76 basis points since September, when the previous government spooked the markets with their mini-budget. • The US saw meaningful downward movement on yields, as the 10-year fell another 36 basis points intra-month. A sustained re-rating in inflation expectations has led to the US Treasury Bond index returning an impressive +4.2% over the last three months. • Yields on government debt in the Eurozone followed a similar course, with the largest movements experienced across Italian BTPs, French OATs, as well as Spanish bonds. • In the global corporate bond sphere, spreads tightened, most notably across high yield selections, which proved to be an additional plus for investors. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat-kj7mh monthly 0.5 2023-01-31 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/06ff63af-f134-4010-b3f3-1334b538ffd8/565.jpg Knowledge Hub - January Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/c94012db-f18e-4cb7-addd-47bb769b312f/78.jpg Knowledge Hub - January Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/85277d17-c6ba-4955-997e-0665dbb7ce1c/99.jpg Knowledge Hub - January Commentary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/548aeafb-e2be-4b69-8e49-acf23ca78b32/957.jpg Knowledge Hub - January Commentary - Key Points • Global bonds largely declined as yields pushed higher following hawkish guidance from central banks. Investors are positioning themselves for interest rates to be raised and to remain at higher levels for longer. • In the eurozone and UK, movements on 10-year yields were most substantial. Germany saw their 10-year yield increase 64 basis points, while the UK experienced a 51 basis point move, as respective central banks announced further measures to counter inflation. • Despite consecutive falling year-on-year US inflation figures and future inflationary expectations (falling 10-year breakeven rates), 10-year yields on nominal bonds rose by 26 basis points. Movements in yields followed increasingly hawkish rhetoric from FOMC members. • In proportional terms, Japanese yields moved most during the quarter, as the 10-year increased to 0.42% from 0.25%. This was in response to the Bank of Japan reducing its yield curve control program, which was introduced as a deflationary protection measure. • In the global corporate bond sphere, spreads fell marginally on investment grade and high yield issues. While across emerging market debt, hard currency was largely down while local currency debt appreciated. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr-gegat monthly 0.5 2023-01-17 https://www.spring-im.com/knowledgehub/2horplik8y55u3z0eb5ve5945ahs0t-3sl4s monthly 0.5 2023-01-31 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/f9a1e40c-94a4-4b50-9015-b33f2b9ba7b2/an+interesting+year+for+the+wealth+managment+sector.jpg Knowledge Hub - An interesting year for the wealth management sector https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw-rsmg9 monthly 0.5 2023-03-03 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/0c670d61-50dd-4455-8e68-4e5f0602eead/What%27s+under+the+bonnet.png Knowledge Hub - Healthcare - Fit for all markets? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/investment-opportunities-for-all-dldns-krxa8 monthly 0.5 2022-11-23 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/fffa4c00-5886-41e3-8075-9dab92a4f89d/2.png Knowledge Hub - Is technology-led investing the future? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/8ce2efcf-68fb-4f99-ae31-6c3883f495c8/BL80_SpringIMadv_CarmenTyler.jpg Knowledge Hub - Is technology-led investing the future? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da-dd7tr monthly 0.5 2022-12-14 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-9wdh9-cp38e-nklxb monthly 0.5 2022-11-16 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr-lfztw monthly 0.5 2022-11-30 https://www.spring-im.com/knowledgehub/investment-opportunities-for-all-dldns-mme2j monthly 0.5 2022-11-15 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1666948190178-JHJBYFMM1N4PEHQMTKMT/the+pros+and+cons+of+crypto+image+.png Knowledge Hub - Diving into digital assets - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g-cdzlr monthly 0.5 2022-11-07 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd-9h8da monthly 0.5 2022-11-14 https://www.spring-im.com/knowledgehub/what-is-suitability monthly 0.5 2022-10-06 https://www.spring-im.com/knowledgehub/local-investment-manager-spring-im-expands-team monthly 0.5 2022-10-06 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1664353885183-64UFJUFSDLOY6ERUVPFT/Chantal-1-750x422.jpg Knowledge Hub - Local investment manager Spring IM expands team - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/investment-opportunities-for-all-dldns monthly 0.5 2022-10-28 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1663933079213-3UWF2CQ60JOSC9NVS19C/C-SPR-22-10001.jpg Knowledge Hub - The future of investing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz-gmkfd monthly 0.5 2022-10-24 https://www.spring-im.com/knowledgehub/why-now-is-a-good-time-to-invest monthly 0.5 2022-09-07 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1f818d58-c838-4006-b3a4-641e231b2035/Why+now+is+a+good+time+to+invest+-+Article+image.png Knowledge Hub - Why now is a good time to invest - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/ce31c7a9-f351-4184-86f2-4deeb6547939/SPGlobal.png Knowledge Hub - Why now is a good time to invest - Make it stand out S&P500 index from Sept 2012 to Sept 2022. Source: spglobal.com https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze-gwam9-6rw3g monthly 0.5 2022-10-27 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-zd323-nldpd-xypdz monthly 0.5 2022-09-12 https://www.spring-im.com/knowledgehub/2horplik8y55u3z0eb5ve5945ahs0t monthly 0.5 2022-11-23 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1659610930863-5V5D41YP62IYQVJH1F22/BL+18+page.jpg Knowledge Hub - The future of investing https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1659611494152-UW27J37VZTARMW66SRWZ/BL+19+page.jpg Knowledge Hub - The future of investing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3-bwcft-wxkwa-aj8ze monthly 0.5 2022-08-22 https://www.spring-im.com/knowledgehub/jersey-to-france-charity-swim monthly 0.5 2022-07-27 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1658914808776-HO6B2FQM2KA5XFHLT9M6/Swim.jpg Knowledge Hub - 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Investment opportunities for all - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp-wbct3 monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn-k7tfp monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl-h87bn monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck-pczwl monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-yjwck monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-9wdh9 monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac-ytskb-6nwmn monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray-x2aac monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/mks1kjpfmq6ewxa0kyqiib68a359gg monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/market-commentary-cp567-sxmfr-lpray monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/septemeber-commentary-cpfae monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/august-commentary monthly 0.5 2024-08-30 https://www.spring-im.com/knowledgehub/category/Commentary monthly 0.5 https://www.spring-im.com/knowledgehub/category/Snapshot monthly 0.5 https://www.spring-im.com/knowledgehub/category/Insights monthly 0.5 https://www.spring-im.com/knowledgehub/category/Archive monthly 0.5 https://www.spring-im.com/knowledgehub/category/News monthly 0.5 https://www.spring-im.com/knowledgehub/category/Bitesize+Insight monthly 0.5 https://www.spring-im.com/knowledgehub/tag/Archive monthly 0.5 https://www.spring-im.com/knowledgehub/tag/Spring+cleaning monthly 0.5 https://www.spring-im.com/knowledgehub/tag/Spring+cleaning+your+finance+2023 monthly 0.5 https://www.spring-im.com/knowledgehub/tag/Live monthly 0.5 https://www.spring-im.com/knowledgehub/tag/Spring+Clean monthly 0.5 https://www.spring-im.com/knowledgehub/tag/Spring+cleaning+2023 monthly 0.5 https://www.spring-im.com/knowledgehub/tag/Spring+Clean+2023 monthly 0.5 https://www.spring-im.com/knowledgehub/tag/Spring+cleaning+checklist monthly 0.5 https://www.spring-im.com/home-old-2022 daily 0.75 2023-10-13 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/da146ac6-ff72-4426-b167-e401f8032969/spring_app-mockup.png https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1663932902170-C1C7FMA6PEXE8JZZSNID/C-SPR-22-10001.jpg https://www.spring-im.com/why-spring-backup daily 0.75 2022-09-29 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Why Spring Backup https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Why Spring Backup https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Why Spring Backup https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607638148090-Y6OFDI575CM3NQV732RJ/Large+JPG-Aro+Ha_0387.jpg Why Spring Backup https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607628784608-5D22G9GPLHDSAB2IXC2G/Large+JPG-Aro+Ha_0638.jpg Why Spring Backup https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847743861-GWVMBPD7Z7WQRQL9IZZ8/Large+JPG-Aro+Ha_0380.jpg Why Spring Backup https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1634226258081-1RVWJK427TWBGVAQNZNQ/unsplash-image-FTrDy_oxjmA.jpg Why Spring Backup - Unique leading edge technology and innovation. We believe in letting data lead the way. Developed by specialists with extensive experience in investing, analysis and computer modelling, our systems review a vast universe of assets, applying sophisticated indicators and models to drive our investment selection process. Built on a series of advanced mathematical frameworks, using AI-powered predictive analytics, Spring’s portfolio engineering ensures continuous monitoring, detecting and adaptations to anticipate market changes and provide controlled outcomes. Find out more about our technology here. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1633353519086-G1OCXHIDBVKMSZRZBL14/imageonline-co-roundcorner.png Why Spring Backup - Evidence before emotion. Our approach is designed to remove human bias, using leading-edge technology to increase the efficiency of decision-making and take the emotion out of investing. We use highly developed technology to create a behavioural framework across all levels of the investment process. The framework allows for the characteristics and expected behaviour of a fund’s investment strategy to be defined dependent on the prevailing market conditions, providing a behavioural roadmap and robust approach to screening, selection and monitoring. https://www.spring-im.com/overview daily 0.75 2023-08-01 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Overview https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Overview https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607638148090-Y6OFDI575CM3NQV732RJ/Large+JPG-Aro+Ha_0387.jpg Overview https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1645614038599-MQWNQSTW9XEIPSPQ9OZ3/Triple+Layer.png Overview https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1645614055189-X6764VXTLQ7A2L760R6B/Triple+Layer-1.png Overview https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/9a642e6e-152e-4551-8da8-2104d77fde43/HOW.png https://www.spring-im.com/faqs daily 0.75 2026-02-02 https://www.spring-im.com/institutional daily 0.75 2025-07-17 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Technology https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Technology https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Technology https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/389ad3ba-ee76-458f-a9a2-44c0c733f286/Network+Protection.jpg Technology https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/b409907d-e346-4528-ba2c-1a6e65f2a35d/AdobeStock_365686532.jpeg Technology https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/176bfb7b-3f18-421d-9d53-4012de978bc8/AdobeStock_445874611.jpeg Technology https://www.spring-im.com/contact daily 0.75 2026-02-11 https://www.spring-im.com/privacy-policy daily 0.75 2023-04-28 https://www.spring-im.com/defensive daily 0.75 2023-11-17 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1632843596304-KGFMCYSSUK8A7SIHA11D/global-balanced.jpg Defensive https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1632843613812-I96ILMWF3YMVGRUC1NKA/global-dynamic-growth.jpg Defensive https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/17d16743-35fd-4729-b3c8-78fbf9ef62ef/suitability+stacked.jpg Defensive https://www.spring-im.com/balanced daily 0.75 2023-11-17 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1632843575020-M5VLYDS77AB56C35RUX2/core-defensive.jpg Balanced https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1632843613812-I96ILMWF3YMVGRUC1NKA/global-dynamic-growth.jpg Balanced https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/56c9c31e-922b-4fb6-83dd-6c29050631b2/suitability+stacked.jpg Balanced https://www.spring-im.com/growth daily 0.75 2023-11-17 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1632843575020-M5VLYDS77AB56C35RUX2/core-defensive.jpg Growth https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1632843596304-KGFMCYSSUK8A7SIHA11D/global-balanced.jpg Growth https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/2b9eb1a4-59e4-4cb6-a0a5-92b0c8fdd218/suitability+stacked.jpg Growth https://www.spring-im.com/cookie-policy daily 0.75 2022-10-18 https://www.spring-im.com/preservation-range daily 0.75 2023-11-17 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Preservation Range https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Preservation Range https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607638148090-Y6OFDI575CM3NQV732RJ/Large+JPG-Aro+Ha_0387.jpg Preservation Range https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1635705386271-9ENN8VEWD7IGU9WWM6WD/global-balanced.jpg Preservation Range https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1635705467134-AN9VK6L6S2OJPJCXUCRL/core-defensive.jpg Preservation Range https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1635761526175-C7A1DA4UV28N8XQC7AV6/global-dynamic-growth.jpg Preservation Range https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1645614038599-MQWNQSTW9XEIPSPQ9OZ3/Triple+Layer.png Preservation Range - How do we construct our Preservation portfolios? Our unconstrained, globally diversified portfolios are built around a central capital preservation core, while our ‘satellites’ look to capture growth through developed market equity and global trends. We use a set of disciplined rules to gain a 360-degree view of an asset’s behaviour in variable market conditions, allowing us to adopt a behavioural framework to our fund and security selection. Our Preservation range is constructed using this framework, with a focus on protecting and growing our clients wealth whilst placing a strong focus on wealth preservation, avoiding irrecoverable losses along the way. https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/9a642e6e-152e-4551-8da8-2104d77fde43/HOW.png Preservation Range - How do I start investing? Investing with Spring is easy through our fully digital, online application. We ask you a few questions to find out what type of investor you are and match you with a globally diversified strategy that specifically meets your goals. No cumbersome paper forms and no need to post us anything. Interested in investing with us? Sign up here https://www.spring-im.com/generation daily 0.75 2023-08-01 https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1633091151309-JABJNDOELUR3NN6FBH9Q/core-defensive+12.41.17.jpg Generation Range https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1632843596304-KGFMCYSSUK8A7SIHA11D/global-balanced.jpg Generation Range https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/1633091175623-C2KA635X5H1X7HPM1HPH/global-dynamic-growth+12.41.17.jpg Generation Range https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Generation Range https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Generation Range https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607638148090-Y6OFDI575CM3NQV732RJ/Large+JPG-Aro+Ha_0387.jpg Generation Range https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/9a642e6e-152e-4551-8da8-2104d77fde43/HOW.png Generation Range - How do I start investing? Investing with Spring is easy through our fully digital, online application. We ask you a few questions to find out what type of investor you are and match you with a strategy that specifically meets your goals. No cumbersome paper forms and no need to post us anything. Interested in investing with us? 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Commencing in 1979, his working career spans over 40 years in the Treasury, Asset Management, Peer to Peer Lending and Family Office industry here in Jersey and in London. During the past 15 years he has co-founded two companies. One of which was recently successfully purchased. He is a serial investor in a diverse range of Jersey and UK based private companies. 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His initial role was as a Client Services Officer, but he swiftly transitioned to Spring under the title of Operations, but is also now responsible for our Client Services. His meticulous approach, analytical mindset and his willingness to undertake all projects that are presented to him, make him an invaluable asset to the organization. Oscar's quest for knowledge and professional growth is underscored by his pursuit of the CISI Investment Advice Diploma. This demonstrates his ongoing commitment to furthering his expertise and providing the best possible service to his clients. 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https://images.squarespace-cdn.com/content/v1/612b9e542f872e43360322f8/285fd929-ccf6-4185-a95f-a7db940db19a/Website+1.jpg Nadine Irons - Managing Director As Managing Director, Nadine is a driving force behind Spring Investment Management’s continued growth and evolution. She leads the firm’s strategic development of new business while cultivating and deepening long-standing client relationships. With a distinctly client-focused philosophy, Nadine works closely with intermediaries and private clients, ensuring Spring IM’s offering remains sophisticated, responsive, and aligned with the highest standards of a discerning client base. With over two decades of experience in financial services, Nadine brings a depth of expertise shaped by senior leadership roles across leading international institutions. Prior to joining Spring, she was Head of Investment Platforms at Standard Bank in Jersey, and previously led Praemium International (now Morningstar Wealth Platform). Earlier in her career, she spent 13 years at Canaccord Genuity (formerly Collins Stewart), where she held a senior middle office role. Nadine’s comprehensive understanding of international markets and investment platforms, combined with her strong conviction in the future of fintech, positions her at the forefront of industry innovation. 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